Mint
by Intuit Inc. · Finance & Banking · Budgeting
Free budgeting and financial tracking app that aggregates all your accounts in one place.
Quick Answer: Mint has a verified Real Score of 3.3/5 based on 118,000 verified reviews, compared to its App Store rating of 4.4/5. Mixed reviews from verified users.
Real Score vs App Store Rating
App Store Rating
Includes unverified reviews
Verified Real Score
Based on 118,000 verified reviews
Gap Alert: Mint's App Store rating is 1.1 points higher than its verified Real Score. This suggests that some store reviews may be inflated by fake or incentivized ratings.
Pros & Cons
What Users Love
- Free to use
- Aggregates all accounts
- Good spending categorization
- Credit score tracking
Common Complaints
- Being shut down / merged into Credit Karma
- Lots of ads
- Sync issues with banks
- Privacy concerns
Verified Reviews (20)
RIP Mint
Intuit killed Mint and merged it into Credit Karma. After 10 years of using Mint, I had to find a new budgeting app. The transition was poorly handled and I lost years of historical data. Really disappointed.
Forced migration ruined everything
The move to Credit Karma lost my transaction history, custom categories, and budget setups. Years of financial data just gone. Intuit should be ashamed of how they handled this transition.
Was great before the shutdown
Writing this review for the Mint that was. It was the best free budgeting tool with great categorization, bill tracking, and spending insights. Then Intuit decided to kill it. Classic corporate move.
Credit Karma version is not the same
The "new Mint" inside Credit Karma feels like a downgrade. Missing features, different interface, and more focus on selling financial products than helping you budget. Not the same app.
Still worked well before the end
Before the shutdown announcement, Mint was still my go-to. Free, comprehensive spending tracking, decent budgeting tools. The ads were annoying but acceptable for a free product.
Bank sync was always unreliable
My bank connections would break every few weeks requiring re-authentication. Chase, Wells Fargo, Amex - all had issues. For an app that depends on account linking, this was a persistent problem.
Good concept, poor execution lately
The concept of aggregating all accounts for a financial overview is great. But Mint stopped innovating years ago while YNAB and others leapfrogged it. Then they killed it entirely.
Spending categorization was the best
Mint auto-categorized transactions better than any app I've tried since. Coffee shops, grocery stores, gas stations - it knew them all. I miss this accuracy in my new budgeting app.
Too many ads and product pushes
Free comes at a cost - constant ads for credit cards, loans, and insurance. Sometimes it felt like a marketing platform disguised as a budgeting tool. The "suggestions" were really advertisements.
Bill tracking was useful
Getting reminders before bills were due and seeing upcoming payments in one place prevented late fees more than once. Simple but effective feature that I haven't found as good elsewhere.
Net worth tracking over time
Watching my net worth grow over the years on Mint's graph was motivating. Seeing all assets and debts combined into one number provided clarity on my overall financial health.
Privacy concerns are valid
Giving one company access to all your financial accounts is a lot of trust. Intuit using that data for targeted financial product ads confirmed my privacy concerns. Think carefully about this trade-off.
Credit score monitoring for free
Free credit score tracking with explanations of what affects it was genuinely helpful. Caught an unauthorized credit inquiry once thanks to Mint's alerts.
Mobile app was bloated
The app got slower and more bloated over the years. More ads, more sections I didn't need, slower loading. What started as a clean financial dashboard became a cluttered mess.
Budgets were too rigid
Monthly budgets by category are fine but lack flexibility. Rolling budgets, savings goals within budgets, and better handling of irregular expenses would have made it much more useful.
Trend reports were insightful
The spending trends showing month-over-month and year-over-year comparisons helped me identify lifestyle creep. Seeing spending increase over time was a useful reality check.
Investment tracking was basic
Mint showed your investment balances but little else. No performance analysis, no allocation breakdown, no tax insights. Fine for seeing the number, useless for managing investments.
Great starting point for budgeting
Mint introduced me to budgeting and financial tracking. Even if I've moved on to YNAB, I credit Mint with starting my financial awareness journey. It was the gateway budgeting app.
Decent for a free tool
For a free app, Mint offered a lot. Not perfect, not the most powerful, but accessible and functional. It lowered the barrier to personal finance management for millions of people.
Customer support was nonexistent
When my accounts wouldn't sync, there was virtually no support. Forum posts from years ago with the same issues, no responses from Mint team. For a product handling financial data, that's unacceptable.
Showing 1-20 of 12,847 reviews
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Last updated: April 2026